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MEMBERS® Auto & Homeowners Program

You trust Howard University Employees Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

• MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
• Convenient e-service‚ pay your bill or make changes to your policy‚ even report a claim.
• Receive fast‚ easy access to claims service 24-hours a day.
• Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies‚ including Liberty Mutual Insurance Company and its affiliates‚ 175 Berkeley Street‚ Boston‚ MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

MEMBERS® Life & Accident Insurance

Your membership at Howard University Employees Federal Credit Union affords you many benefits. One of these benefits is the availability of Life Insurance and Accidental Death & Dismemberment (AD&D) Insurance.

At Howard University Employees Federal Credit Union‚ we believe in your financial security. That’s why we’ve made available this important coverage to help protect your future. As a part of our family‚ you can get valuable protection at affordable rates.

Insurance is sold by CUNA Mutual Insurance Society. This insurance is not a deposit and is not federally insured or guaranteed by your credit union.

Are You a Soon-to-Be Retiree?

If you’re considering participating in the university’s Voluntary Separation Incentive Retirement Program, please keep the following in mind:

• If you choose to leave the university, you do not have to leave the credit union.  Once you’re a member, you can always be a member.


• If you make deposits to your savings through payroll deduction, those deductions will end when you retire. You can continue to save by coming into the office or mailing your deposits. We’ll be happy to provide you with deposit envelopes.


• If you make loan payments by payroll deduction, those deductions will end when you retire. Please make an appointment with us to discuss your options with us and make suitable payment arrangements. (This may be advisable whether or not you use payroll deduction.) It’s important to have such arrangements in effect on the day of your departure. Neglecting to prepare for a smooth transition from payroll deduction to your new payment options could hurt your credit.

Endorse Your Withdrawal Check

As you are aware HUEFCU is a cashless financial operation and all of our share withdrawals are done by check. Due to the volume of withdrawals we complete, we use Industrial Bank to distribute the funds for our withdrawals. With the implementation of new and stricter banking rules, Industrial Bank requires all checks withdrawn from your HUEFCU account be endorsed by you. It does not matter if you deposit the check into another account in your name; the HUEFCU check must be endorsed by you. Signing the
check “For Deposit Only” with your account number is not acceptable for Industrial Bank and may cause a delay in the availability of your funds. Please remember to endorse your withdrawal check with your signature before you deposit it into your account.