From condos to larger single-family homes, Howard University Employees Federal Credit Union has the first mortgage loan for you. We offer a full range of mortgage loan types for purchases and refinances and our service is offered nationwide. Rates are quoted daily and our closing costs are some of the lowest in the industry.

  • Purchases and Refinances
  • Fixed Rate and Adjustable Rate (ARMs)
  • First Time Home Buyer
  • Reverse Mortgages
  • HARP Loans

You can call our hotline and get assistance finding the right type of mortgage loan for your situation or go ahead and apply online

apply for a mortgage

You can receive a preapproval within 24 hours or even pre-qualify yourself first, before you begin shopping.

Get Current Mortgage Rates

Mortgage Shopping Resources

If you’re new to shopping for a mortgage, you probably have lots of questions. We have resources to help you understand the process.

Credit Life and Credit Disability Insurance

Low cost group rate credit life and disability insurance are available for extra protection on your loan. If you are sick or injured, who will make your loan payment? Disability insurance will cover the payment for the life of the loan, if necessary. Your loved ones will appreciate the extra protection life insurance provides on your loans. The cost will not set you back and it is included in your loan payment. Ask a credit union representative for more details when you submit your loan application.

Still have questions? Call our 24-Hour Mortgage Hotline at 703-667-9280