Signature loans are guaranteed by your signature. Members may apply for a signature loan up to 15% of their annual salary not to exceed $10,000.
- Maximum Term: 60 months
- Rates start as low as 11.00% APR
- Repayment may be made through payroll deduction or direct deposit
- 50% of the original loan amount must be repaid before a member can refinance or add on to the loan.
Share Secured Loans
Your share account can be used as collateral for a loan. The rate is lower than a Signature Loan, and you have up to 60 months to repay. Loans are processed immediately. Your savings continue to earn dividends based on the whole balance of your account.
Personal Loan Rates
Get a 1% rate discount off our already low rates with our Loyalty Rewards Program.Effective July 1, 2021
|Loan Type||Max Amount||Terms||as low as APR*||Sample Payment|
|Signature Loans||$10,000||up to 60 months||7.00%†||$22.97/$1,000 for 60 mos.|
|Share Secured Loans||Savings Balance||up to 60 months||4.00%†||$20.00/$1,000 for 60 mos.|
|*Annual Percentage Rate. Rate is not based on term. Your rate will vary based upon credit worthiness and other account services criteria. Not all borrowers will qualify for the lowest rate. Rates are subject to change without notice.
†Rate reflects a 1.00% Loyalty Rewards discount. Review Requirements