Loyalty Rewards Program

When you borrow for a vehicle or personal loan, you are eligible for rate discounts. Simply use these HUEFCU services:

  1. Checking
  2. 100% net Direct Deposit
  3. Virtual Branch Online Access
  4. Online Bill Payment Services

When you do, you qualify for Loyalty Rewards!

  • Members who use one or two of those services get a .25% APR discount for each service.
  • Members who use all four services get a full 1.00% APR rate discount!

Maximum Loyalty Reward Example

Effective July 1, 2021
Loan TypeTermsas low as APR*Sample Payment
New Car Loans**36 - 72 months2.99% 1.99%$16.30/$1,000 for 72 mos.
*Annual Percentage Rate. Rate is not based on term. Your rate will vary based upon credit worthiness and other account services criteria. Not all borrowers will qualify for the lowest rate. Rates are subject to change without notice. Rate reflects 1% discount for members using Checking with Direct Deposit, Virtual Branch and Bill Payment Services.
**New Car Loans up to 125% financing of purchase price plus taxes, tags, warranties and GAP insurance.